Blog - Disability
Looking to stay up to date on the latest news and information regarding employment law and how it impacts your workplace situation. Use our information centre to find informative blogs, media commentary, Globe and Mail articles and other helpful resources to ensure you understand your workplace rights.
If you have become sick or injured, and find yourself unable to work, you may need to use your short term or long-term disability insurance.
Learn more about disability insurance, common reasons for claim denials and how to claim your rightful benefits.
How Do You Transition from Short-Term to Long-Term Disability Benefits?
Navigating disability benefits through your workplace can be overwhelming, especially when you’re trying to understand the difference between short term…
Read More
Can I Ask to Return to Work Part-Time After Stress Leave?
Life happens to all of us. Finances, illness and loss can cause significant stress. Stress has a significant impact on mental health,…
Read More
Can You Get Short-Term Disability Stress Leave In Ontario?
If you are unable to work due to an illness or injury, check to see if your employers group benefits…
Read More
Can You Take Paid Short Term Disability For Mental Health Issues In Ontario?
What is mental health? Mental health is the state of your emotional, psychological, and social well-being, which impacts how you feel,…
Read More
Is Short Term Disability Worth It For Severe Depression?
Statistics Canada’s Mental Health and Access to Care Survey (2022) shows that over 5 million Canadians experienced significant symptoms of mental illness, with…
Read More
How Long Is Short-Term Disability in Ontario?
When people have questions about short-term disability insurance, one of the first to come to mind is how long it…
Read More
What Qualifies for Long-Term Disability in Canada?
A serious illness or injury can bring more than medical challenges. It can put your livelihood at risk. When you…
Read More
What the Change of Definition Means for Your Long-Term Disability Benefits?
Change is inevitable. But what does change mean when it comes to your long-term disability policy. If you’ve been receiving…
Read More
Top 10 Reasons Long-Term Disability Claims Get Denied in Canada
According to Statistics Canada, about 1 in 5 Canadians will suffer an injury at least once in their lifetime that…
Read More
Can You Get Long Term Disability for Chronic Pain?
Living with chronic pain can make every workday feel impossible, yet many working Canadians don’t realize that long term disability…
Read More
What Is Short-Term Disability?
If you’re off work because of an illness or injury, it doesn’t take long for the financial strain to hit.…
Read More
When a “Gradual Return” Threatens Your LTD Benefits?
If you’re unable to work due to a serious medical condition or injury, applying for disability leave may be your…
Read More
Can My Insurance Company Force Me to Do an Independent Medical Exam?
If you’re receiving long-term disability (LTD) benefits, you may be wondering: Can my insurance company force me to have an…
Read More
What Are Long Term Disability Benefits and How Do You Qualify?
If a medical issue is stopping you from working, it’s important to know about long term disability (LTD). LTD is…
Read More
How Do Insurance Companies Determine Pre-existing Conditions in Disability Insurance?
If you’ve recently applied for long-term disability (LTD) benefits and your insurer is talking about a “pre-existing condition,” you’re not…
Read More
How Do I Apply for Short-Term Disability?
When someone needs time away from work to recover from illness or injury, most would agree that the short-term disability…
Read More
Long‑Term Disability in Ontario: Eligibility, Application & Tips
If a medical issue is stopping you from working, it’s important to know about long term disability (LTD). LTD is…
Read More
What to Do When Your Disability Insurance Disagrees with Your Doctor?
If you’ve applied for long-term disability (LTD) benefits, chances are you are probably dealing with a case manager, your doctor(s),…
Read More
Denied LTD? What ‘Not Totally Disabled’ Really Means?
If you’ve filed a long-term disability (LTD) claim and your insurer says you are “not totally disabled,” as per your…
Read More
LTD Claim Denied for Anxiety or Depression?
In any given year, 1 in 5 Canadians will experience issues with mental illness.* Sometimes referred to as “invisible disabilities”,…
Read More
Can I Be Fired If My Short Term Disability Is Denied?
Are you unable to work due to medical conditions? Does your employer offer Short Term disability benefits (“STD”)? You may…
Read More
How Long Is Short-Term Disability?
When life takes an unexpected turn – an injury, illness, or medical condition—it can leave you wondering how will I…
Read More
Short-Term vs. Long-Term Disability: What’s the Real Difference?
When a medical condition leaves you unable to work, understanding your options for income replacement is critical. Many people ask:…
Read More
How Long Is Long-Term Disability Insurance Coverage?
For individuals facing serious illness or injury, long-term disability (LTD) benefits often represent more than income. They provide a form…
Read More
What Is Short Term Disability and How Does It Work in Canada?
If you’ve been injured or diagnosed with a serious medical condition that keeps you off work, one of the first…
Read More
An Employee’s Rights While on Short-Term Disability
An employer may offer short-term disability coverage, in which case an employee’s earnings should be supplemented in the event they…
Read More
Can You Work While on Long-Term Disability in Ontario?
If you’re on long-term disability (LTD), you’re likely facing a paradox: you can’t fully work, but you might still need…
Read More
Is Long-Term Disability Taxable?
When you’re receiving long-term disability benefits, the last thing you want is a surprise letter from the CRA. And yet,…
Read More
How To Apply For Long Term Disability?
If you’re facing a serious illness or injury that prevents you from working, understanding how to apply for long term…
Read More
How Much Does Long Term Disability Pay?
What is Long Term Disability? Long Term Disability (“LTD”) is an income replacement benefit usually available by virtue of a…
Read More
Can You Travel While on Long Term Disability?
What is Long Term Disability Long Term Disability (“LTD”) is an income replacement benefit that is intended to support you…
Read More
Can You Work While You Are On Long Term Disability?
What is Long Term Disability (“LTD”)? Long term disability is a benefit that is usually available through a group insurance…
Read More
What Box on T4 Is Disability Insurance Premiums Claimed In?
Tax season arrives, and many Ontarians find themselves staring at their T4 slips, unsure of what to make of the…
Read More
Where to Claim Disability from Insurance Company on Income Tax: What Ontario Employees Need to Know
When you’re dealing with a serious illness or injury, the last thing you want to worry about is how your…
Read More
Can I Claim Disability Insurance Premiums on My Taxes? A Comprehensive Guide for Ontarians
Disability insurance is a financial lifeline for Canadians facing health challenges that prevent them from working. As an aging population…
Read More
Is Menopause a Disability that Requires Accommodation?
The Menopause Foundation of Canada recently released a reported, entitled Menopause and Work in Canada, which estimates that the economic…
Read More
What is the Duty to Accommodate Disability in Ontario?
What does the Ontario Human Rights Code say about substance abuse as a disability? The Ontario Human Rights Code protects…
Read More
Cigna Long-term Disability Claims: Disputes and Denials
Why do disputes arise between employees on long-term disability and insurers? The last thing that an employee on long-term disability…
Read More
An Employee’s Rights While on Short-Term Disability
An employer may offer short-term disability coverage, in which case an employee’s earnings will be more secure in the event…
Read More
Separating Misconduct from Discriminatory Grounds of Illness/Disability
Human Rights law protects individuals in a workplace setting from being discriminated against on the basis of illness/disability. This applies…
Read More
Frustration of Contract and Long Term Disability Benefits
Employers should be familiar with the concept of frustrated contracts in employment law. Frustration considers what the parties (employer and…
Read More
Resigning Due to Illness or Disability: My Entitlements?
Disability and Human Rights Law in the Workplace: Employees have the right to be free from discrimination on the basis…
Read More
Your Legal Rights in Disability Insurance Disputes
An employee who becomes disabled, or otherwise becomes incapable of performing the essential functions of their job, and may be…
Read More
Should I tell prospective employers about my disability?
Disability is a factor that can affect your job search efforts. For instance, there are disabilities classified as “invisible” disabilities…
Read More
An employee’s legal rights to disability payments
An injury or health complication can cause an employee to seek disability payments and/or modified work. Where disability plays a…
Read More
When will disability justify dismissal?
Seldom will a temporary illness justify dismissal. But what happens when a sick employee may never return to work? Can…
Read More
Get empowered with every newsletter.
141 Adelaide Street W, Suite #1100
Toronto, Ontario M5H 3L5
Toronto, Ontario M5H 3L5
416-640-2667
Privacy Policy
Disclaimer: Past results are not indicative of future results. All cases are determined on the merits of each case.
© 2023 Copyright Whitten & Lublin PC All rights reserved
